	@import url(https://fonts.googleapis.com/css?family=Oswald:400,300,700);
	@import url(https://fonts.googleapis.com/css?family=Source+Sans+Pro:400,300,200);

	body{
		margin:0px;
		font-family:Arial, Helvetica, sans-serif;
		color:#656565;
		background-color:#ffffff;
	}

	.headerImage{
		background-size:100% auto;
		height:1000px;
		width:100%;
		position:fixed;
		top:0px;
		z-index:0;
		background-position:center center;
		background-color:#ba142d;
	}
	
	.frontPage .headerImage{
		position:absolute;
	}
	
	.clear{
		clear:both;
	}
	
	.container{
		padding-top:300px;
		padding-bottom:400px;
		position:absolute;
		z-index:10;
		background-color:#ffffff;
		width:100%;
		background-position: bottom;
		background-repeat:repeat-x;
	}
	
	.frontPage .container{
		padding-top:1px;
		margin-top:0px;	
		position:relative;
	}
	
	.pageTitle, .pageTitle2{
		position:fixed;
		z-index:15;
		width:650px;
		text-align:center;
		top:0px;
		margin: 0px auto;
		right: 15%;
		color: #ffffff;
	}
		
	.pageTitle.left, .pageTitle2.right{
		left: 15%;
		right: auto;
	}
	
	.pageTitle2.left{
		left: auto;
		right: 15%;
	}

	.pageTitle.center, .pageTitle2.center{
		left: 1px;
		right: 1px;
	}
	
	.pageTitle h1, .pageTitle2 h1{
		font-size:3em;
		letter-spacing:.05em;
		margin:0px;
		font-weight:400;
		color:#ffffff;
		position: relative;
		top: -30px;
     	text-shadow: 2px 2px 0px #444444;
	}
	
	.pageTitle p, .pageTitle2 p{
		font-size: 16px;
		line-height: 30px;
     	text-shadow: 1px 1px 0px #444444;
	}
	
	.pageTitle.black p, .pageTitle2.black p{
		font-size: 16px;
		line-height: 30px;
     	text-shadow: 1px 1px 0px #ffffff;
	}
	
	.pageTitle h2, .pageTitle2 h2{
		font-size:2em;	
		font-weight:300;
		letter-spacing:.15em;
		margin:0px;
		padding-bottom:15px;
		color:#ffffff;
		position: relative;
		top: -30px;
     	text-shadow: 2px 2px 0px #444444;
	}
	
	.pageTitle.black, .pageTitle.black h1, .pageTitle.black h2, .pageTitle2.black, .pageTitle2.black h1, .pageTitle2.black h2{
		color: #444444;	
		text-shadow: 2px 2px 1px #ffffff;
	}
	
	
	.frontPage .pageTitle{
		position:absolute !important;
	}
	
	.frontPage .pageTitle h2, .frontPage .pageTitle h1{
		text-shadow: 0px 0px 10px #000000;
	}
	
	h1,h2,h3,h4,h5,h6{
		color:#555555;
		line-height:1em;
		text-decoration:none;
		font-family: 'Oswald', sans-serif;
		font-weight:300;
		text-transform:uppercase;
		font-size:2em;
	}
	
	h3{
		font-size:1.5em;
	}
	
	a{
		color:#e31937;	
		text-decoration: none;
	}
	
	.alignright{
		float:right;
		margin:10px 0 10px 20px;	
	}
	
	.navigationTab
	{
		background-color:transparent;
		padding:15px;
		position:fixed;
		top: 0px;
		left: 0px;
		z-index:20;	
		margin: 0px auto;
		cursor:pointer;
		color:#777777;
		width: 100px;
		text-align: left;
	}
	
	.navigationTab h3{
		color:#959595;
		text-transform:none;
		font-weight:300;
		font-size:1.5em;
		padding:0px;
		margin:0px;
		letter-spacing: 0.04em;
		font-family: 'Source Sans Pro', sans-serif;
	}	
	
	.navigationTab h3.white{
		color:#ffffff;
	}
		
	.navigationTab h3 strong{
		color:#444444;
		font-weight:400;
	}
	
	.navigationTab img{
		vertical-align:middle;	
	}
	
	#nextStory, #previousStory{
		position:absolute;
		top:-10px;
		background-color:#e31937;
		width:20px;
		padding:20px 5px;
		font-weight:bold;
		display:none;
	}
	
	#nextStory:hover, #previousStory:hover{
		background-color:#c71630;	
	}
	
	#nextStory{
		right:-29px;
		text-align:right;
		border-left:1px solid #ffffff;
	}
	
	#previousStory{
		left:-29px;
		text-align:left;
		border-right:1px solid #ffffff;
	}
	
	#readMore, #readMoreHome{
		margin-top:50px;
		cursor:pointer;
	}
	
	#closeNav{
		position:absolute;
		margin:10px auto;
		cursor:pointer;
		bottom:-50px;
		display:block;
		width:100%;
		text-align:center;

		-webkit-transform: matrix(-1.000,-0.006,0.006,-1.000,0,0);
		-moz-transform: matrix(-1.000,-0.006,0.006,-1.000,0px,0px);
		-ms-transform: matrix(-1.000,-0.006,0.006,-1.000,0,0);
		-o-transform: matrix(-1.000,-0.006,0.006,-1.000,0,0);
		transform: matrix(-1.000,-0.006,0.006,-1.000,0,0);
	}
	
	.content{
		margin:0px auto;
		width:650px;	
		font-size:16px;
		line-height:30px;
		color:#444444;
		font-weight:normal;
		padding-bottom:50px;
		float:right;
		margin-right: 15%;
	}
	
	.content.left{
		float:left;
		margin-left: 15%;
	}
		
	.content.center, .footer.content{
		float:none;
		margin: 0px auto;
	}
	
	.footer.content{
		width: 70%;
		margin: inherit 15%;
	}
		
	.content .imageBlock{
		position:relative;
		left:-150px;	
		margin:20px auto;
		display:block;
		width:900px;
		text-align:center;
		font-size:12px;
		color:#555555;
	}
	
	.caption{
		font-size: 12px;
		color: #555555;
		top: -40px;
		position: relative;
	}
	
	.videoBlock, .imageBlockStatic{
		margin:70px auto;
		display:block;
		width:100%;
		text-align:center;
		font-size:12px;
		color:#555555;
	}
	
	.imageBlockStatic p{
		overflow: hidden;	
	}
	
	
	.imageBlockStatic blockquote{
		border: none;
		text-shadow: 2px 2px 1px #444444;
	}
	
	.imageBlockStatic blockquote p{
		width: 550px;
		padding-left: 15%;
		line-height: 1.3em;
		text-align: left;	
		color: #ffffff;
		font-size:1.5em;
		height: auto !important;
	}
	
	.imageBlockStatic blockquote.right p{
		left: auto;
		right: 15%;
	}
	
	.imageBlockStatic img{
		width: 100%;
		height: auto;	
		position: relative;
	}
	
	.imageBlockStatic.nic img{
		position:absolute;
		top:0px;
		left:0px;
		opacity:0;
	}
	
	.imageBlockStatic.nic img:first-child{
		opacity:1.0;
	}
	
	.imageBlockStatic.nic{
		top:0px;
		left:0px;
	}

	.videoBlock p, .imageBlockStatic p{
		position:absolute;
		width:100%;
		left: 0px;
	}
	
	video, .videoBlock iframe, .imageBlockStatic{
		width: 100%;
		height: auto;	
	}
	
	.imageBlock p:last-child{
		padding:10px 0 20px 0;	
	}
	
	.wp-caption-text{
		font-size:12px;
		color:#555555;
	}
	
	.content .imageBlock img, .content .imageBlock iframe{
		display:inline;
		float:left;
	}

	.navigation{
		background-color:#e31937;
		position:fixed;
		top:0px;
		left:-360px;
		z-index:30;
		width:300px;
		padding:50px 30px;
	}
	
	.navigationList{
		overflow:auto;
		width:100%;
	}
	
	.navigationList a{
		color: #ffffff;
		margin-bottom: 20px;
		display: block;
	}
	
	.navImage img{
		width: 90%;
		height:auto;
		display: block;
	}
	
	.navImage{
		position: relative;	
	}
	
	.footer{
		padding-top:50px;	
	}
	
	
	.report{
		text-transform: uppercase;
		display:block;
		font-size: 13px;	
	}
	
	
	.footer a, .articleFooter a, .storyLink a{
		color:#aaaaaa;
		background-color:#f7f7f7;
		padding:10px 10px;
		text-decoration:none;
		float:left;
		margin:2px;
		line-height:16px;
	}
	
	.storyLink a{
		text-shadow: 1px 1px 0px #444444;	
	}
	
	.footer a:hover, .articleFooter a:hover, .storyLink a:hover{
		background-color:#e31937;
		color: #ffffff;
	}
	
	.copyright a, .copyright a:hover{
		text-decoration:none;
		color:#000000;
		background-color:transparent;
		float:none;
		margin:auto;
	}
	

	
	hr{
		max-width:900px;
		border:none;
		border-bottom:1px solid #cccccc;
		margin:20px auto;
	}
	
	blockquote{
		text-align:center;
		font-family: 'Oswald', sans-serif;
		font-weight:300;
		font-size:2em;
		color:#555555;
		border-top:1px solid #cccccc;
		border-bottom:1px solid #cccccc;
	}
	
	/*8 cols */
	.grid1_5
	{
		width:10.75%;
		margin-left:2%;
		float:left;
		position:relative;
	}
	
	/*4 cols */
	.grid3{
		width:23.5%;
		margin-left:2%;
		float:left;
		position:relative;
	}
	
	/*3 cols */
	.grid4{
		width:32%;
		margin-left:2%;
		float:left;
		position:relative;
	}
	
	/*2 cols */
	.grid6{
		width:48%;
		margin-left:2%;
		float:left;
		position:relative;
	}
	
	.first{
		margin-left:0px;
		clear:both;	
	}
	
	.smallText{
		font-size:12px;	
		line-height:15px;
	}
	
	.clear{
		clear:both;	
	}
	
	.copyright{
		padding-top:100px;
		font-size:11px;
		color:#999;	
		text-align:center;
	}
		
	.navigationList{
		width:330px;
		margin-right: 40px;
	}
	
	.page-title{
		width:100%;
		margin:100px 0;
		text-align:center;	
	}
	
	#searchform label{
		display:none;	
	}
	
	#searchform input{
		font-size:1.5em;	
		padding:10px;
	}	
	
	#searchform #searchsubmit{
		background-color:#e31937;
		border:none;
		color:#ffffff;
		cursor:pointer;
	}
			
	.tagCloud{
		line-height:60px;
		text-align:center;
		overflow:hidden;
		letter-spacing:-1px;
	}
	
	.tagCloud a{
			text-decoration:none;
			color:#cccccc;
			padding:0px 5px;
	}
	
	.tagCloud a:hover{
			color:#777777;
	}
	
	#nextStory2, #previousStory2{
		position:fixed;
		z-index:50;
		opacity: 0.2;
		cursor:pointer;
		padding:0px;
	}	
	
	.storyNavigationPlaceHolder{
		display: inline;
		height: 67px;
		width:0px;
	}
	
	#nextStory2{
		right:20px;
		padding-right:10px;	
	}	
	
	#previousStory2{
		left:20px;	
		padding-left:10px;	
	}	
	
	#nextStory2:hover, #previousStory2:hover{
		opacity: 1;
	}
		
	.storyNavigationHover{
		background-color: #e31937;
		color: #ffffff;
	}
	
	#nextStory2 a, #previousStory2 a{
		color: #ffffff;
		text-decoration:none;
		margin-right: 20px;
		display: none;
	}
	
	#previousStory2 a{
		margin-right: 0px;
		margin-left: 20px;
	}
	
	#nextStory2 .wp-post-image, #previousStory2 .wp-post-image{
		width: 100px;
		height: auto;
		display: inline;
		margin-right: 20px;
	}
	
	#previousStory2 .wp-post-image{
		margin-right: 0px;
		margin-left: 20px;
	}
	
	#nextStory2 img, #previousStory2 img{
			vertical-align: middle;
	}
	
	.headerVideo iframe{
		width: 100%;
	}
	
	.contentStart{
		border: none;	
	}
	
	.container.home{
		background-image:url('/annualreport/2013/image/premHarvey.png');
		background-color: transparent;
		background-repeat: no-repeat;
		background-position: right 340px;
		
	}
	
	.additionalCol.right{
		float: left;
		left:0px;
		position: relative;
		margin:0px;	
	}
	
	.additionalCol.right img{
		width: 100%;
		height:auto;
	}

	.storyLink{
		width: 480px;
		float:left;	
		z-index: 10;
	}		

	#chart1{
		width: 100%;
		height: 300px;	
	}
	
	.storyLinks{
		margin: 0px auto;
		text-align:center;
		overflow:hidden;
	}
	
	.home h2{
		clear:both;
		text-align: center;
		font-size: 3em;	
		margin: 100px 0;
		position:relative;
		z-index:10;
	}	
	
	.pageTitle.home h2{
		opacity: 1.0;
		font-size: 1.5em;	
		margin: 0px;

	}
	
	#tags a{
		position: relative;	
		color: #444444;
	}
		
	#tags a:hover{
		color: #e31937 !important;
	}
	
	#tags{
			
	}
	
	.closeNav{
		cursor: pointer;	
	}
		
	.currentSelectedNavIndicator{
		width: 11px !important;
		height: auto;
		position: absolute;
		right: 0px;
		top: 65px;
	}
	
	.introduction{
		width:100%;
		text-align:center;
		background-color: #e31937;
		position:fixed;
		top: 0px;
		z-index:100;
		height: 800px;
	}
	
	.introduction img{
		max-width: 90%;	
	}
	
	.storyLink{
		text-align: left;
		position: relative;
		margin-top: 8px;
	}
	
	.storyLink .tags{
		width: 430px;
		position: absolute;
		top: 85px;
		right: 29px;
		display:none;	
		text-align:center;	
	}
	
	.storyLink .tags a{
		font-size:12px;	
		background-color:transparent;
		padding:0px;
		float:none;
		display:inline;
		color:#ffffff;
	}
	
	.storyLink .tags a:hover{
		color:#e31937;
	}
	
	.storyLink .title{
		background-color: transparent;
		color: #ffffff;
		padding: 10px 0px;
		float: none;
		display: block;
		clear: both;
		position: absolute;
		left: 21px;
		top: 11px;
		text-align:center;
		width: 430px;
	}
	
	.storyLink h1, .storyLink h2{
		color: #ffffff;
		font-size: 1em !important;
		margin:0px !important;
	}
	
	.storyLink h1{
		font-size: 2em !important;
	}
	
	.storyLink .title:hover{
		background-color:transparent;
		color: #000000;
	}	
	
	.storyLink .black{
		position: absolute;
		top: 12px;
		left: 12px;
		background-color: #000000;
		opacity: 0.7;
		width: 450px;
		height: 300px;
		text-align:center;
		display:none;
	}
	
	.storyLink .hoverRegion{
		position: absolute;
		top: 0px;
		left: 0px;
		z-index: 30;
		width: 449px;
		height: 302px;
		background-color: transparent;
	}
	
	.storyLink.small{
		width: 200px;
		margin:0px;
	}	
	
	.storyLink.small .hoverRegion, .storyLink.small .black, .storyLink.small .title{
		width: 176px;
		height: 118px;
		display:none;
	}
	
	.storyLink.small a{
		padding: 0px;
		margin: 0px;
		line-height: 0px;
		height: 132px;
		overflow:hidden;
	}
	
	.storyLink.small a:hover{
		padding: 0px;
		margin: 0px;
		background-color:inherit;
	}
	
	.storyLink.small .title{
		left: 10px;
		text-shadow: none;
		color: #ffffff;
		height: 50px;
		display:none;
	}	
	
	.storyLink.small .black{
	}
	
	.storyLink.small img{
		width: 100%;
		height:auto;
		
	   filter: url("data:image/svg+xml;utf8,<svg xmlns=\'http://www.w3.org/2000/svg\'><filter id=\'grayscale\'><feColorMatrix type=\'matrix\' values=\'0.3333 0.3333 0.3333 0 0 0.3333 0.3333 0.3333 0 0 0.3333 0.3333 0.3333 0 0 0 0 0 1 0\'/></filter></svg>#grayscale"); /* Firefox 10+, Firefox on Android */
		filter: grayscale(100%);
		-moz-filter: grayscale(100%);
		-ms-filter: grayscale(100%);
		-o-filter: grayscale(100%);
		filter: gray; /* IE6-9 */
		-webkit-filter: grayscale(100%); /* Chrome 19+, Safari 6+, Safari 6+ iOS */		
		opacity: .5;
	}
	
	.storyLink.small img:hover, .hightlightImageHover{
		filter:none !important;
		-moz-filter:none !important;
		-ms-filter:none !important;
		-o-filter:none !important;
		filter:none !important;
		-webkit-filter:none !important;	
		opacity: 1 !important;
	}
	
	.storyLink .hoverRegion:hover{
		background-color: transparent;
	}
	
	.readMore{
		font-size: 13px;
		background-color: #e31937 !important;
		padding: 6px 20px !important;
		text-transform: uppercase;
		cursor:pointer;		
	}
	
	.grayDivider{
		background-color: #e3e3e3;
		background-image: url('/annualreport/2013/image/border-top.jpg'), url('/annualreport/2013/image/border-bottom.jpg');
		background-repeat:repeat-x;
		background-position:top, bottom;
		padding: 70px 0;
		position:relative;
		z-index:5;
	}
	
	.navigation a{
		color:#ffffff;	
	}
	
	.storiesH2{
		background-color: #ffffff;	
		margin: 0px !important;
		padding: 100px 0;
	}
	
	.imageCover{
		background-image:url(/annualreport/2013/image/imageCover.png);
		position: absolute;
		top:0px;
		left:0px;
		z-index:1;	
		width:100%;
	}	
	
	.siteTitle{
		font-weight:300;
		position:fixed;
		top:0px;
		right:0px;
		z-index:20;
		color: #ffffff;
		padding: 15px 30px;
		width: 269px;
	}
	
	.smallText{
		font-size:12px;
		line-height:16px;	
		opacity: 0.8;
	}
	
	blockquote.dark p{
		color:#444444;	
		text-shadow: 2px 2px 1px #ffffff;
	}
	
	.pageTitle2{
		position: relative;	
	}
	
	.pageTitle2 h1{
		font-size: 50px;
	}
	
	.pageTitle2 h2{
		margin: 0;	
	}
	
	.pageTitle2 .readMore{
		color: #ffffff;
		border: 1px solid #ffffff;
	}
	
	.pageTitle2 p{
		position:relative;
		height:auto !important;	
	}
	
	.wp-post-image{
		max-width: 100%;
	}
	
	.home .imageBlockStatic p{
		overflow: visible;
	}
	
	.chartPercent{
		position: absolute;
		left: 55%;
		top: 30%;
		color: #e3173e;
	}
	
	body{
		overflow-x: hidden;
	}
	
	.headerBackgroundBar{
		position: fixed;
		width: 100%;
		top: 0px;
		background-color: #ffffff;
		height: 50px;
		z-index: 20;
		border-bottom: 1px solid #cccccc;
		display:none;
	}
	
	.hightlightLinks{
		text-align:left;
	}
	
	.hightlightLinks h3{
		margin: 0px;
		margin-bottom: 20px;	
	}
	
	.hightlightLink a{
		color: #bbbbbb;	
	}
	
	.hightlightLink a:hover{
		color: #e3173e;	
	}

	.noBorder{
		background-color:transparent !important;
		padding:0px !important;	
		color: #777777 !important;
	}
	
	.footerSearch{
		border:none;
		background-color:#efefef;	
	}
	
	.footerSearchSubmit{
		background-color: #cccccc !important;
	}

	.footerSearchform{
		padding-top:30px;
		font-size:10px;	
	}
	
	#homeArticleTitle{
		margin:0px;
		font-size:39px;
	}
	
	.navArrow{
		display:inline !important;	
	}
	
	.storyLink .tags{
		line-height: 13px;	
	}
	
	@media (max-width: 1500px)
	{
		.container.home{
			background-size:35% auto;	
		}
		
		.imageBlockStatic blockquote p{
			width: 500px;
			font-size: 1.2em;
		}
	}
		
	@media (max-width: 1023px)
	{
		.container.home{
			background-image:none;	
		}
		
		.imageBlockStatic blockquote p{
			width: 300px;
			font-size: 1em;
		}
			
		.home .imageBlockStatic p{
			overflow: hidden;
		}

	}
	
	@media (max-width: 880px) 
	{
		.pageTitle.left, pageTitle2.left, .pageTitle.right, .pageTitle2.right,
		.content.left, .content.right{
			margin-left:auto;	
			margin-right:auto;
			left: 1px;			
			right: 1px;
			float:none;
		}
		
		.siteTitle{
			width: 50%;	
			font-size: 10px;
		}
	}	
	
	@media (max-width: 720px) 
	{
		.pageTitle.left, pageTitle2, .pageTitle, .pageTitle2.right,
		.content.left, .content.right,
		.grid3, .grid4, .grid6, .storyLinks{
			width: 92% !important;
			padding: 4% !important;
			margin: 0px !important;
		}
		
		.imageBlock, .imageBlock img, .imageBlock iframe, .alignnone
		{
			width: 100% !important;
			height:auto;
			left: 0px !important;;
		}
		
		.grid1_5{
			width: 46%;
			padding: 1%;	
		}
		
		.imageBlockStatic blockquote p{
			display:none;
		}
		
		.grayDivider{
			background-color: #ffffff;
			background-image:none;	
		}
		
		.storyLink{
			left: -15px;
		}
		
		.storyLink img{
			width: 100%;
			height:auto;	
		}
		
		.storyLink, .storyLink a, .storyLink .hoverRegion{
			width: 350px;
			height:auto;
		}
		
		.storyLink .image{
			width: 300px;
			height:auto;
		}
		
		.storyLink .tags, .storyLink .title{
			width: 275px;
		}
		
		.storyLink h1{
			font-size: 18px !important;
		}

		.storyLink h2{
			font-size: 16px !important;
		}
				
		.pageTitle2 h1{
			font-size:2em;
		}
		
		.pageTitle2 h2{
			font-size:1em;	
		}
		
		.pageTitle2 p{
			font-size: 10px;
			line-height:12px;
		}
		
		.pageTitle p{
			font-size: 13px;
			line-height:19px;
		}
		
		.pageTitle h1{
			font-size: 2em;
		}
		
		.pageTitle2{
			width: 100%;
			top: 0px !important;	
			left: auto !important;
			right: auto !important;
		}
		
		h2{
			font-size: 18px !important;	
			margin: 10px 0 !important;
		}
		
		h3{
			font-size: 14px !important;	
		}
		
		.storyLink.small, .footer .storyLink .hoverRegion, .footer .storyLink .black, .footer .storyLink .tags{
			display:none;	
		}
		
		.footer .storyLink, .footer .storyLink img, .footer .storyLink a{
			width: 100% !important;	
		}
		
		.footer .storyLink .title{
			width: 92% !important;	
		}
		
		.content{
			font-size: 13px;
			line-height: 19px;
		}
		
		blockquote{
			line-height: 32px;
		}
		
		.navigation input{
			width: 80%;	
		}

	}